The Loanshark by Haywood72

I knew I shouldn’t have done it, but when you’ve lived in a small New York apartment most of your life, you get desperate to have something better. My wife is a very beautiful, but somewhat aggressive woman, always asking for more things, always spending to the limit of my paychecks, so that I had to work two jobs to keep up. So, when a chance to make an investment that would bring me a lot of extra money came along, well, I took a chance. The banks aren’t going to lend you money for the stock market though, and hell, I had an inside edge: a person inside the company who knew about an upcoming merge and the fact that it would make their stock skyrocket. So I went to Gino. Gino handled the numbers racket in our neighborhood; friendly little Gino, a nice guy, always a smile on his face, always paid up when you hit the weekly ticket. I figured $10,000 would be enough. Gino was more than friendly. He even asked me if it was enough, and offered to lend me more. I didn’t much pay attention to the interest he was going to charge, because I was going to pay it back within a week or two, and put the profits back into more stock. I could quadruple my investment in a few weeks, maybe less. Except, it didn’t turn out to be such a sure thing. The merge didn’t happen, the company went downhill like an Olympic downhill skier, and the investment turned colder than an ice cube. After a week, the merge was history, after two weeks the company was talking bankruptcy and I expected a visit from my friend Gino.

At first I didn’t tell Laura. It was supposed to be a wonderful surprise, all that extra money. But when I couldn’t pay it back on time, I had to open up to her because I didn’t know what would happen, and I wanted her to be on her toes in case Gino approached her. Of course she was angry and called me stupid for doing such a thing. She wanted to know what I was going to do now, and I didn’t have a good reply, except that Gino was always friendly, and that I was sure he would let me pay it back in installments. I couldn’t have been wronger!

It was a Tuesday night shortly after dinner. There was a loud knock on our apartment door. It was Gino and he had a friend with him, a big friend, a big ugly, muscular friend. A goon. Gino invited himself in. My wife was in the kitchen just putting the supper dishes away.

“Hi Gino.” Gino and his friend brushed right by me without a word and took a seat at the dining room table.

“Hello, Sam, I think we have some business to discuss. Is your wife home?” He didn’t seem so friendly.

“Laura? Yes, she’s in the kitchen.”

“Tell her to come in and sit down with us, Sam, I think this is a family problem. Does she know about the money you owe me?”

“Gino, I’m sure we can work something out.”

“Can you pay me now? Tonight?”

“Well, no, but…”

“Then we have a problem, Sam. Call her in here.”

I went to fetch Laura and brought her into the living room. She sat down at the end of the table, next to Gino.

“Hello, Mrs. Landers, You know about Sam’s financial problem?”

“Yes, Gino, he told me he borrowed some money thinking he could double or triple it real quick. But he’s had a problem.”

“That’s exactly right, Mrs. Landers, may I call you by your first name? You look like a pretty friendly woman.”

“Yes, Gino, of course, I’m Laura.”

“Well, Sam and Laura, do you have a solution to our problem? The interest on this loan is going to build fast and you’ll be indebted to me and my friends for life if you can’t pay.”

“Gino, I can make payments on it weekly.”

“How much, Sam?”

“How about $100 a week?” Actually, I couldn’t even afford that.

“That won’t do it, Sam. Have you got anything of value that you can sell right away?”

I looked around the apartment. There was nothing of any value. Even the TV was 5 years old. And living in the city, I didn’t own a car.

“Sam and Laura, I want to impress on you that this is a very serious matter. My friends expect to be paid back immediately and with interest. They get very angry when they don’t get paid, and they can be very nasty.”

I looked at Sam’s friend. I’d never seen him before, but I’m sure he was some kind of bodyguard or enforcer. He never once changed expression, but continually stared at me. After a very pregnant silence, Gino looked at me. “Sam and Laura, you have to pay this loan back and you have to pay it back quickly!” His voice was loud and demanding. The expression on his face showed intense anger. He wasn’t the friendly little Gino I had bought numbers tickets from.

My wife was terrified into silence. Her face was taut and rigid.

After a very tense silence, Gino spoke again. “I have a solution, if you’re willing to listen. It would involve both of you.”

“I’d appreciate anything we could do to pay this loan, Gino.”

“I have a friend that makes movies.”

Silence. Laura and I knew what he was talking about. I was devastated.

“Sam, you have a very voluptuous wife. I’m sure that my friends would love to give her a part in some of their movies. And I’m sure we could find something for you too. You’re both pretty young and in great condition.”

My wife was 5’ 2”, had a small waist and large breasts. She had short blonde hair that she combed into a Pixie type cut. It was a bit more sexy than I liked. I always got jealous when we walked down the street and other guys would ogle her. I was almost 6’ tall and kept in condition by eating right and working two manual jobs.

Neither one of us spoke.

“Well,” Gino said, “if you’re not willing, there are other solutions. My friends need an example to show others what happens when people don’t pay their debts.” He and the goon started to get up to leave.

Laura spoke up. Her voice was quavering. “What would we have to do, Gino?”

They sat back down. “That’s better, Laura, I was getting worried. I’m sure you have more sense than your husband. You and Sam are very nice people and we certainly don’t want either one of you to get hurt badly.”

After a momentary pause, he continued. “They’re not the kind of movies you rent in Blockbusters.”

Laura and I were silent, waiting for him to get to the obvious point.

“To put it frankly, they’re x-rated and you’d have to learn to be very compliant. Not only that, you’d have to be excited about it. There’s a lot of competition in the industry. There’s no going half-way with this.”

I was choking. I couldn’t believe it had come to this. “Gino, isn’t there some other way?”

Gino’s friend was staring me down waiting for me to make a move. And then Laura spoke up.

“How many of these would I have to participate in till the debt is paid.”

My legs were shaking and my heart was pounding against my chest. Laura was actually considering it?

Gino looked at my wife and I could see he was pleased. He had a wide smile on his face. “Well, we’d have to work it out, Laura, but I think two or three ought to do it. It really depends on how big a part you play and what you’re willing to do. And who knows, the money is good. You might want to do more. It would get you and Sam out of this stuffy little box you call a home.”

I couldn’t believe he said that. To imply that Laura would actually like being virtually raped was shocking to me.

“When, Gino?” Laura replied with a voice that was a bit stronger and more resolute.

“Stand up, Laura, I want to check something.”

My wife stood up, despite all her inner strength and resolution, tears were forming in her eyes. I think she knew what was coming.

Gino stood up and moved directly in front of her. He placed both his hands on her breasts and started massaging them. “Are these real, Laura?” He was looking into her eyes as he talked.

My wife’s voice was firm and calm as she stared into his eyes. “Yes, Gino, they’re all mine They’re all me.”

“Have you been cheating at all on Sam, Laura? You might as well tell us. It isn’t going to make any difference from now on. I want to know how experienced you are.” He continued to massage her breasts and then moved one hand to her ass and moved it up under her skirt. I started to get up, but the goon reached over and pushed me back down.

Laura was squirming a bit, but she didn’t try to prevent him. I think it actually turned him on. “Maybe once or twice, nothing serious,” she replied.

What? Was Laura trying to get back at me for getting her involved in this? I looked at her in awe. She stared back challenging me to say something.

Gino’s hand was up under her dress and was moving around her ass. I could sense his fingers probing inside her rear.

“Laura, you are one fine woman. Would you be willing to undress in front of all of us right now? I need to give you an audition. That is, if you and Sam don’t mind. We have to be sure of your willingness to go through with all of this. Otherwise, we’ll have to make other arrangements.”

Laura pulled Sam’s hands away and slowly unbuttoned her dress down the front. She had only a bra and panties on underneath. Gino, Carlos and I stared at her in awe and waited. Laura was staring at me to see what I would do. I lowered my eyes. Then I heard her unsnap her bra and take off her panties. She stood there in front of Gino totally naked, friendly little Gino, who now had an evil lascivious grin on his face. I looked up. Her breasts were large and the aureoles were big and round. Her nipples were taut and sticking out hard. It was obvious that she was aroused. Was she actually turned on by all this?

You’re going to have to shave, Laura. People nowadays want to see everything. You’re cunt will have to be bare and the lips exposed.” I think he used the c-word to see if she would be shocked. She wasn’t. He then took her hand and walked her toward the sofa and sat her down in front of him. Carlos, keep an eye on Sam for me. You wouldn’t do anything violent would you, Sam?”

I was silent. “That’s good, Sam. You can take off your clothes too.” That was a shock to me. Somehow I had assumed that Laura was the only one who would be violated. I hesitated. Gino’s friend spoke up. “You heard him, take off all your clothes.” I undressed.